HSA/FSA Reimbursement Guide
Supporting families and individuals with accessible sensory care.
Can I use my HSA or FSA for sensory products?
Yes. Many Abby & Noah Co. sensory-regulation products may be reimbursable through an HSA or FSA with a Letter of Medical Necessity (LMN).
Commonly reimbursed items include:
- Sensory swings
- Compression hoodies & garments
- Weighted blankets & lap pads
- Wearable Hugs
- Body socks
- Sensory tents
- Noise-reducing headphones
- Therapeutic fidget tools
- Visual timers
Why do I need a Letter of Medical Necessity?
The IRS allows HSA/FSA funds to cover items that treat or manage a diagnosed condition, such as:
- Autism Spectrum Disorder
- ADHD
- Anxiety
- Sensory Processing Disorder
- Trauma-related dysregulation
A Letter of Medical Necessity (LMN) confirms that your sensory product is part of a treatment plan.
๐ Download the Letter of Medical Necessity (LMN)
Who can sign the LMN?
- Physicians (MD/DO)
- Nurse Practitioners
- Physician Assistants
- Licensed Clinical Psychologists
- Some Occupational Therapists (depending on plan)
How to use your HSA/FSA with Abby & Noah Co.
Option 1 โ Reimbursement (Most Common)
- Purchase your sensory product.
- Have your provider complete the Letter of Medical Necessity (LMN) .
- Submit the LMN + receipt to your plan.
- Receive reimbursement.
Option 2 โ Pay with HSA/FSA card
Some cards may approve the purchase automatically, but many require an LMN on file. If your card is declined, you can still follow Option 1.
What documentation do I need?
- A completed LMN
- Your receipt showing:
- Product name
- Date of purchase
- Product cost
- Abby & Noah Co. as the seller
Frequently Asked Questions
Is every sensory product eligible?
Not automatically โ eligibility depends on your plan and diagnosis.
Do LMNs expire?
Most require renewal every 12 months.
Can adults use HSA/FSA funds?
Yes โ all ages are eligible.
What if my claim is denied?
You may appeal with additional documentation.
Weโre Here to Help
If you need assistance preparing documents for reimbursement, weโre here to support you.